Effective Date: [Insert Date]
Website: https://www.txinsurancealliance.com
Business Name: Texas Insurance Alliance

By accessing or using this website (“Site”), you agree to be bound by these Terms and Conditions and all applicable laws and regulations. If you do not agree, please do not use this Site.

Texas Insurance Alliance provides insurance brokerage and agency services, including but not limited to auto, home, renters, life, and commercial insurance products. We act as an independent insurance agency and may represent multiple insurance carriers.

Nothing on this Site constitutes a binding insurance agreement or coverage guarantee.

Quotes provided through our website:

• Are estimates only
   
• Are subject to underwriting approval
   
• May change based on additional information
   
• Do not constitute a binder or confirmation of coverage
   

Coverage is not effective until confirmed in writing by an authorized representative and the required premium has been received.

You agree that:

• All information submitted is accurate and complete
   
• You will not provide false or misleading information
   
• You will not use this Site for unlawful purposes
   
• You will not attempt to interfere with website functionality
   

Providing false information may result in denial of coverage or cancellation of policy.

By providing your phone number and checking applicable consent boxes, you agree to receive text messages from Texas Insurance Alliance.

If you opt in, you may receive promotional or marketing messages.

• Frequency may vary
   
• Message and data rates may apply
   
• Reply STOP to opt out
   
• Text HELP for assistance
   

You may receive service-related messages including:

• Quote updates
   
• Policy notifications
   
• Appointment reminders
   
• Billing alerts
   

Consent is not required to purchase insurance.

Your use of this Site is also governed by our Privacy Policy, available at:
https://www.txinsurancealliance.com/privacy-policy

We collect and use personal information in accordance with that policy.

All content on this Site, including:

• Text
   
• Logos
   
• Graphics
   
• Design elements
   
• Forms
   
• Software
   

is the property of Texas Insurance Alliance unless otherwise stated and is protected by copyright and trademark laws.

You may not reproduce or distribute any content without written permission.

This Site may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those sites.

This Site is provided "as is" without warranties of any kind, either express or implied, including:

• Merchantability
   
• Fitness for a particular purpose
   
• Non-infringement
   

We do not guarantee that the Site will be error-free or uninterrupted.

To the fullest extent permitted by law, Texas Insurance Alliance shall not be liable for:

• Any indirect or consequential damages
   
• Loss of data
   
• Loss of profits
   
• Business interruption
   

arising from use of this Site.

You agree to indemnify and hold harmless Texas Insurance Alliance from any claims, damages, liabilities, or expenses arising from:

• Your misuse of the Site
   
• Your violation of these Terms
   
• Your submission of false information
   

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles.

Any disputes shall be resolved in courts located in Texas.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of the Site constitutes acceptance of updated Terms.

Texas Insurance Alliance
Website: https://www.txinsurancealliance.com
Email: [Insert Contact Email]
Phone: [Insert Phone Number]